Thoughts and Opinions

Nimalka Perera Nimalka Perera

Remember to Live

Have you ever stopped and looked back on your week you have just had. Then wondered where it went and whether you achieved what you set out to achieve….

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Glen Hatcher Glen Hatcher

Who Pays when you can’t Work

If you are self employed, who pays you when you can’t work? Many people think ACC do. But they only pay for “accidental injury”…

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Amy Callon Amy Callon

5 Bad Money Habits and how to Overcome them

Some people earn a good living, but still struggle to get by. Just because they earn three or four times the average salary doesn’t mean they don’t struggle with their household spending…

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Glen Hatcher Glen Hatcher

Sometimes it is worth being in Debt

For most of us living a life without debt is almost impossible. Whether it is credit cards, student loans, or a mortgage, debt is just a part of life…

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Nimalka Perera Nimalka Perera

11 Habits to Control your Money

The following is a summary of the best tips for consumers from Dr Adrian Raftery, senior lecturer in Financial Planning and Superannuation at Deakin University…

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Nimalka Perera Nimalka Perera

Do people really need Life Insurance

What are the chances….really? Well, the odds are pretty good for most of us that we will make it through our working lives, so that is good news!..

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Glen Hatcher Glen Hatcher

Why do people put off Financial Planning?

We are living in the “information age” and yet one of the recurring reasons give for putting off financial planning is “I don’t know where to get the right information”…

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Amy Callon Amy Callon

5 Health Insurance Tips

One of the more confusing, and slightly scary, insurance areas is health insurance, or medical insurance…

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Nimalka Perera Nimalka Perera

10 Reasons you’re not a Millionaire

There seems to be an impression that the only reason that people aren’t able to become millionaires is because they don’t work hard enough…

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Amy Callon Amy Callon

What are the odds?

Insurance is a basic part of everybody’s financial planning - even those who don’t think they are planning. But why? What’s the point?

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Nimalka Perera Nimalka Perera

Family Income Cover

Would you prefer Life Insurance to pay the family an income?
One of the innovations in life insurance in recent years that remains a bit of a mystery to many is a type known as “Family Income”, or “Family Protection”…

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Glen Hatcher Glen Hatcher

8 Estate Planning Essentials

Death may be considered final by some, but the complex affairs that must be attended to after a person’s death is far from final and may cause ongoing personal and legal complications….

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Amy Callon Amy Callon

Succession Planning

In New Zealand there is a huge economic concern in relation to the baby boomer business owner heading for retirement. There is the potential for a whole lot of businesses to come flooding on the market, devaluing it’s sale price or closing shop full time…

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Nimalka Perera Nimalka Perera

Is Your Will Up-To-Date

Anyone with kids needs Wills or at least one Will. Let's say you’re married and you and your spouse are killed in an accident, who do you want to raise your kids?…

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