What We Do
Personal Insurance
Why have Personal Insurance?
Personal Insurances are designed to give you and your family a back-up plan.
In case something were to happen to your health and you were unable to earn an income.
Unfortunately when we can’t work because we are too sick, the bills don’t stop. The banks or power companies don’t say ‘don’t worry about it’ if you can’t work for a period of time.
There are a range of products from like Life insurance where a lump sum of money is paid on death, to Medical insurance where you can have medical tests and procedures done privately available in New Zealand.
Below we have put together a document to explain these more, please download and read through!
If you want to talk about anything further, please reach out.
Prefer to buy directly?
We understand that some people prefer to apply with providers directly either because they have done their own research or don’t have the time to meet with us.
Not a problem, below we have some direct options with insurers that you can go through without issue! The benefit? If you have a claim we are still there to help you!
Buy Insurance Products On-Line Now
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Life Insurance
incl Funeral Insurance and Mortgage Insurance
Providing a financially secure future for your loved ones beyond the grave will ensure peace of mind to you as you live your life to the full. Life insurance provides a cash lump sum to your family if you pass away prematurely. This can simply be to cover funeral expenses, provide a mortgage free roof over your family and more, providing a legacy for future generations to come.
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Serious Illness Cover
We can only imagine the financial impact a serious illness like Cancer, Stroke or Heart Attacks can cause on families. Serious Illness Cover provides a cash lump sum if you are diagnosed with one of 24 serious events that can happen to people. Removing the financial burden of families at this time can be critical to ensure bills are paid and some money is left to cover general living expenses. It can even help towards paying medical costs if need be.
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Southern Cross Medical Insurance Cover
Medical Insurance allows you to have direct access to health care providers without being put on the public waiting list. Click the button below to pick the cover you are after in Southern Cross’s product range that best fits your needs and budget - all on-line and in many cases cover put in place immediately.
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Accuro Medical Insurance Cover
Medical Insurance allows you to have direct access to health care providers without being put on the public waiting list. Click the button below to pick the cover you are after in Accuro’s product range that best fits your needs and budget - all on-line and in many cases cover put in place immediately.
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SimpleWill
Get your Will done now for only $149 per person.
With less than 50% of New Zealanders having a Will, this is the most important document you will ever have for your family. It is important to address your wishes otherwise leave your family in total disarray.
Sort a SimpleWill today.
Business Insurance
Why have Business Insurance?
Business insurance can be used in a multitude of ways to ensure that if something happened to your health, your business partners health or your employees health, you are covered.
If you lose your key person, you can get a cash injection to keep your business running.
If your business partner became seriously ill and needed to be bought out of the business, raising the required equity can cripple a company, insurance can be used to cover that need.
Below we have put together a document to explain these more, please download and read through!
If you want to talk about anything further, please reach out.
Employees are essential to every business
A great way to add value to an employee is having a group scheme in place, ensuring that your employees can go to a specialist if they need to without delay.
Not only does it make your employees feel valued, but helps them get the help they need quickly so they can recover properly and get back to work.
Below we have listed a few employee schemes that we can help introduce to your business.
Insuring your Employees
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Under 15 Employees
Do you know we can put a group scheme together for employers who have between 5 - 15 employees with no underwriting and pre-existing conditions covered immediately. When looking at Medical Insurance, Life, Trauma and Income covers, we have the solution for you.
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Specialists in Bigger Employee Groups
Group Medical schemes are a fantastic way an employer can say they care. Whether its covering the big ticket items and/or the smaller things, we have a perfect solution to fit your employee benefits budget.
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Wealthier and Healthier Employees
From Wills to KiwiSaver to basic financial planning - Supporting employees financial wellbeing, having them more engaged, resilient and focused means everyone wins. We can tailor a wellbeing course for any employer size focusing on what matters most. Them!
Risk Management
What is Risk Management?
Everything comes down to structure and a well laid out plan for both good times and bad. Whilst our advisers specialise in managing the insurance needs for our clients they can also have a guiding hand in all aspects of risk management by referring clients’ needs into the areas clients wish advice in. Based on this approach, our clients look to us for assistance.
Whether you're just interested in insurance or wish a full holistic approach to risk management; we can offer many solutions for your individual situation.
Want to understand how insurances work for you and how to plan the cover you want; with professionals who are passionate about what insurance can do; working with people and who care about your goals and dreams? Then consider us to help you get the protection plan right for you. This can include working with:
Accountants
Lawyers
Mortgage Advisers
Estate Planners
Business Mentors and Coaches
Lending Experts
Wealth Creation Advisers
Investment Advisers
Insurance Companies
Bankers or
Other Experts
Providers We Work With
