Winter Wellness: Keeping Your Home and Finances Warm This Season
As winter tightens its grip across Aotearoa, many Kiwis are feeling the chill—not just in the air, but in their wallets too. With rising energy costs and the demands of the colder months, it's essential to ensure both your home and finances are well-prepared. At New Vision Financial Services, we're here to guide you through practical steps to keep your household cozy and your budget intact.
Home Maintenance: Shielding Against the Cold
1. Seal the Gaps
Drafts can significantly increase heating costs. Inspect your home for gaps around windows and doors. Using weatherstripping or caulk can prevent cold air from entering and warm air from escaping, enhancing energy efficiency.
2. Gutter and Roof Check
Winter storms can wreak havoc on gutters and roofs. Ensure gutters are clear of debris to prevent water damage. Inspect your roof for loose tiles or leaks, addressing any issues promptly to avoid costly repairs.
3. Heating System Maintenance
Your heating system works overtime during winter. Regularly clean or replace filters in heat pumps and heaters to maintain efficiency. Consider a professional inspection to ensure everything is in optimal condition.
4. Protect Your Pipes
Frozen pipes can burst, leading to significant damage. Insulate exposed pipes, especially in unheated areas like garages or basements. On particularly cold nights, let faucets drip slightly to prevent freezing.
Financial Fitness: Navigating Winter Expenses
1. Review Your Energy Plan
With increased heating needs, it's a good time to assess your energy plan. Tools like What’s My Number can help you compare electricity providers and find potential savings.
2. Optimize Heating Usage
Set your heat pump between 19°C and 21°C for optimal efficiency. Regular maintenance, like cleaning filters, can improve performance and reduce energy consumption.
3. Shorten Showers
Hot showers are comforting but can add to your energy bill. Limiting showers to five minutes can lead to noticeable savings over the month.
4. Unplug Idle Electronics
Devices left on standby consume energy. Unplugging appliances when not in use can reduce your electricity bill and is an easy habit to adopt.
Insurance Insights: Ensuring Comprehensive Coverage
Life changes, such as a new job, home, or family member, can impact your insurance needs. Winter is an opportune time to review your policies to ensure they align with your current circumstances. At New Vision Financial Services, we offer personalized consultations to help you navigate these adjustments confidently.
Stay Warm and Secure
Winter presents unique challenges, but with proactive measures, you can maintain a comfortable home and a healthy financial state. If you're ready to review your insurance or need guidance on financial planning this season, we're here to help.
Book a free consultation with us today and take the first step towards a warmer, more secure winter.
Glen Hatcher
Financial Adviser
New Vision Financial Services
Plan your future and let us help you have peace of mind along the way.